Economic TimesLean R·
You Do Not Need ₹15 Crore to Retire Comfortably: How Bonds Can Build Predictable Retirement Income
Forget the daunting ₹15 crore retirement myth. For a couple retiring in their early 50s with ₹1 lakh monthly expenses, a ₹4-5 crore corpus can suffice. This involves a smart split: bonds for income, index funds for growth, and emergency funds. High-cost cities or premium lifestyles may necessitate ₹8-10 crore. The focus should be on generating monthly income, not just a large number.
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