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India must shape its AI journey rather than be shaped by default: RBI Governor Sanjay Malhotra

Reserve Bank of India (RBI) Governor Sanjay Malhotra stated that India needs to shape its artificial intelligence (AI) journey rather than letting the technology shape the financial sector by default. Speaking at the FIBAC 2026 conference on Tuesday, the central bank chief emphasized that adopting AI requires a complete transformation in how institutions evaluate risk, serve customers, price capital, and organize operations.

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MintLean R·1h ago
India must shape its AI journey rather than be shaped by default: RBI Governor Sanjay Malhotra
Reserve Bank of India (RBI) Governor Sanjay Malhotra stated that India needs to shape its artificial intelligence (AI) journey rather than letting the technology shape the financial sector by default. Speaking at the FIBAC 2026 conference on Tuesday, the central bank chief emphasized that adopting AI requires a complete transformation in how institutions evaluate risk, serve customers, price capital, and organize operations.
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India must shape its AI journey rather than be shaped by default: RBI Governor Sanjay Malhotra

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India must shape its AI journey rather than be shaped by default: RBI Governor Sanjay Malhotra

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