Experts generally recommend keeping utilisation below 30% of the total available limit. For example, if you have a combined credit limit of Rs 5 lakh across multiple cards, your outstanding balance should ideally remain below Rs 1.5 lakh.
Experts generally recommend keeping utilisation below 30% of the total available limit. For example, if you have a combined credit limit of Rs 5 lakh across multiple cards, your outstanding balance should ideally remain below Rs 1.5 lakh.
<iframe src="https://hindustansphere.com/embed/cluster/4ea0d92423c6bd9c81c9bbf57f2ba5236e892e6d" width="100%" height="320" style="border:0;max-width:680px" loading="lazy" title="Your Bank Wants To Raise Your Credit Card Limit. Should You Agree Or Is It A Trap?"></iframe>
